Credit card theft and identity theft explained – Jonathan F. Marshall

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Credit card theft cab be a felony crime in New Jersey, and includes taking or possessing someone else's credit card without their consent. If a person uses a stolen credit card or is the recipient of something purchased with a stolen credit card and knows that the merchandise will be stolen, they can also be charged with credit card fraud. A person can face charges for credit card fraud if:

  • They possess or take someone else's credit card without the permission of the cardholder
  • They own or control someone else's credit card as collateral for debts
  • Selling a credit card with the intention of defrauding someone else

Credit card fraud in New Jersey can be considered as third- or fourth-degree offence that can carry penalties of 18 months to five years in prison or between $10,000 to $15,000 in fines. If a person has received something purchased with a stolen credit card, additional criminal charges may be filed, and the penalties imposed depend on the value of the item purchased.

New Jersey also has strict laws on identity theft. Taking someone else's identity is considered a felony, punishable by up to 10 years in prison. Identity theft in NJ includes any attempt to use a person's identity for illegal purposes, to cause loss to the person, or to obtain employment under someone else's name. These charges may apply if a person records, manufactures or possesses identity records or information related to the identity of another person.

Why you need an identity theft and credit card fraud attorney

You need an attorney for credit card fraud and identity theft charges because the consequences of a conviction are too dire to trust a public defender. A New Jersey internet crime defense attorney can:

  • Obtain all the evidence that the prosecutors are using against you.
  • Analyze the evidence to make sure the charges match the alleged crime.
  • Negotiate with prosecutors on your behalf.
  • Work to secure a reduced charge and sentence.

An attorney has the resources to handle all of this for you, so you won't have to worry about doing it yourself. You can find more information on credit card theft and identity theft at the law offices of Jonathan F. Marshall. Visit the website here.

 

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